Are you looking to buy a home? Maybe your first home? Here are some tips to help you navigate through the home buying process!
Locate the area in which you are interested in!
Take into consideration the things that are important to you when making that decision. Those things might be proximity to work, family, shopping, size of community, activities of interest, etc. Do some research in person yourself or online.
Contact your favorite agent at Schurhammer Real Estate, LLC!
Pick an agent that you know and trust. It’s best if this agent is familiar with the area that you have selected. Consider other qualities that are important to you as well! Maybe experience, education, honesty, dependability, availability, etc.
Contact a lender for pre-approval!
If you haven’t already done so, your agent of choice should be able to assist you in finding a lender! This lender will be able to tell you how much house you can afford, how much of a down payment you will need for financing and direct you to the price range that is just right!
Schedule showings with your selected agent!
Here is where the fun starts!! Contact your agent with a short list of properties that you have already viewed online that match your buying needs! Schurhammer Real Estate is a member of the MLS (Multiple Listing Service), and can show you all available properties whether they are listed by us or a different real estate company. Set up times to view these properties in person. Choose the most desirable properties first and limit your showings to no more than a handful of properties at a time so that it doesn’t get overwhelming.
Write an offer!
Once you have decided on the perfect property, your agent will help you put your formal offer in writing! In MN, offers are only valid if in writing and fully signed and executed. Your agent will present your offer and with an acceptance, you are on your way to home ownership!